1. Privacy & Data Handling Notice

Privacy Assurance: We respect your institutional privacy. The information you provide will be used to deliver this resource and may be shared with our parent/affiliated entity, Oak Tree Business Systems, Inc, to provide you with relevant tools, services, and market insights from CU Voice. Neither company will ever sell your data to third parties. For full details on how your data is stored and managed, please review our Privacy Policy and Partner/Parent Privacy Policy.

2. General Disclaimer

Educational & Informational Disclaimer: The content, worksheets, and strategic frameworks provided in this downloadable asset are for informational and educational purposes only. They do not constitute legal, financial, compliance, or regulatory advice. Credit unions should consult with their respective legal and compliance counsels to ensure alignment with NCUA regulations, state laws, and internal institutional policies prior to implementing new digital member onboarding or white-label software solutions.

Data Collection & Joint Marketing Disclosure: This downloadable resource is co-provided or offered in partnership by CU Voice and Oak Tree Business Systems, Inc. By downloading this asset, you acknowledge and consent that the business contact details provided may be processed, stored, and utilized by both entities for marketing, educational, and business development purposes. Both entities adhere to strict enterprise data protection standards. You retain the right to opt-out of marketing communications from either entity at any time via the unsubscribe links provided in our communications.

3. Terms of Use & Copyright Notice

© 2026 CU Voice. All Rights Reserved.

By downloading this asset, [Your Credit Union] is granted a non-exclusive, non-transferable license to internal use by employees and stakeholders. Unauthorized distribution, reselling for commercial gains, or private licensing of these materials without prior written consent from CU Voice is strictly prohibited.